Income Cover
It’s not a thought any of us like to dwell on, but if you became ill or were injured and unable to work for a period of time, or if you were made redundant, how would you manage financially?
- Would you be able to pay your monthly mortgage payments?
- Would you be able to support your family?
- Would you be able to pay all of your bills?
- Would you be able to maintain your lifestyle?
If you have answered no to any of the above, how would you cope?
If you are employed, your employer may provide you with sick pay, or you could be entitled to statutory sick pay. If you are self-employed you would have to fund your sick pay yourself.
Most mortgages do not have any protection insurance included, so it is extremely important that you speak to a qualified adviser to ensure you get the right protection that fits in with any benefits you get from your employment.
In the unfortunate circumstances that you would have to make a claim, the money could be used to help maintain you or your family’s standard of living – paying your monthly mortgage, debts and bills – private medical care – school fees or even to retrain if you need to change your career.
J&K Financial Solutions LTD can arrange policies for insurance and business from the whole of the market.
If you would like to speak to an adviser about ensuring your income is protected, please call 01592 748989 or use our online enquiry form
Life insurance plans are not investment products. They have no cash value at any time. Also, if you stop paying the premiums before the end of your policy, your cover will end after 30 days.